With a vision rooted in empathy and a commitment to building technology that genuinely improves lives, Abhinandan Sangam co-founded Finzy — a consumer-first FinTech venture built on trust and transparency. Having worked across continents with global technology leaders, he discovered that his deepest satisfaction came from solving real human problems at scale. Now living in Goa and building again, he continues his journey as a founder, mentor, and contributor to India’s digital ecosystem.
In a recent conversation with IndiaIT360, Abhinandan opened up about his entrepreneurial journey, his new deep-tech chapter, and the values that guide his work.
It wasn’t one defining moment — it was more of a slow, steady realisation that kept becoming louder over the years. Working across continents with organisations like ThoughtWorks, Sabre, Mindtree, Siemens and Amadeus, I found that what energised me the most was applying technology to real human problems.
ThoughtWorks, in particular, shaped my way of thinking. The culture of empowerment, open debate, and self-managed teams — and the belief that tech must serve people first — influenced me deeply.
By 2016, when platforms were reshaping how the world lived and transacted, I felt India needed a FinTech story built around trust, transparency, and genuine financial inclusion. That’s how Finzy- a P2P-NBFC startup was born. We built everything from the ground up — product, culture, compliance, technology — with empathy as the anchor.
Building Finzy taught me that resilience isn’t formed during moments of celebration — it’s forged during the quiet nights of uncertainty. Those years grounded me in what truly matters: do the right thing even when no one is watching.
As I step into my next entrepreneurial chapter — a deep-tech venture in proximity, privacy and IoT — I carry those lessons with me. Today’s world is digitally hyper-connected but emotionally more disconnected. So the technology we build must restore trust, not erode it.
I’ve also been part of the CII National Committee for NBFCs and FinTech for over five years, which has given me a ringside view of the regulatory and consumer trust landscape. It reinforces the idea that responsibility and innovation must grow together.
These days, alongside building in deep tech, I also mentor emerging founders and work with select startups — including in AgriTech — helping them think through product, technology and go-to-market in a grounded, practical way.
For me, the principle is simple:
impact with responsibility, innovation with privacy, and connection with intention.
Move fast — but don’t rush.
Execution speed matters, but clarity matters even more. Don’t start with “What can AI do for me?” Start with “What problem is truly worth solving?”
AI can accelerate your thinking but it should never replace your curiosity or integrity. Build systems that respect privacy. Design products that people trust, not just use. And treat compliance not as a checkbox, but as a reflection of your intent.
If I had to summarise it:
Build with empathy, design with intention, and scale with responsibility.
Because in the end, it’s not about what technology makes possible —
it is about what humanity chooses to make valuable.